Take less than 30 seconds to learn how to take financial readiness training, when you need to take it, what to report once you’re complete and where to go for additional resources.
This media kit informs coordinated messaging and planned promotional efforts in support of Soldiers and their Families’ overall financial readiness and well-being. Army, HQDA DCS, G-9 encourages promotion and opportunities to drive awareness of the Financial Readiness Program resources.
Target Audiences
How to use these resources:
Take less than 30 seconds to learn how to take financial readiness training, when you need to take it, what to report once you’re complete and where to go for additional resources.
Take less than 1 minute to learn why financial readiness training is so important, how to take the training, when you need to take it, what to report once you’re complete and where to go for additional resources.
Take less than 30 seconds to learn how the Army is helping Soldiers and Families secure their financial future.
Take less than 1 minute to learn how the Army is helping Soldiers and Families secure their financial future.
Attention leaders: Utilize the Financial Readiness Tracker to identify and track your Soldiers’ financial readiness milestone requirements. This short video will help you get started.
Securing the Financial Frontline: Financial Readiness Toolkit materials address the potential effects of financial decisions on personal and professional lives, outline resources needed to ensure sound consumer decisions, explain how to navigate financial transactions and practices, and share information about related services.
Army Financial Readiness Common Military Training – Your Guide to Record Training Completion
Download and print these posters to drive awareness of Common Military Training at your location.
Download and print these posters to drive awareness of Common Military Training at your location.
Download digital cards for use in the schoolhouse, training, briefings, etc.
Facebook Post: Who will oversee your finances and health care options if you are unable to? Estate planning brings the peace of mind of knowing you’ve made future arrangements for the people and things you value most, saving you and your loved one’s time, money and stress. Here are a few things to consider for your estate plan:
Link: Estate Planning Handout
Facebook Post: Are you getting ready to deploy? There’s a lot to think about but be sure to make your finances a top priority. Your deployment may come with a change to your income and expenses. So don’t forget to set achievable goals and make a workable plan for where you want to be financially.
Link: Pre-Deployment Financial Planning Video
Facebook Post: Have you faced financial challenges in the past? Eligible Soldiers could receive potential benefits including a 6% interest rate cap on pre-Service debts, lease termination, housing protections, and more. Soldiers can learn more at their installation legal office or can talk to a free Personal Financial Manager/Counselor:
Link: SCRA Handout Army
Facebook Post: Are you back from deployment and thinking about purchasing a new car or TV? Big purchases are normal post deployment but before you take the leap, ask yourself the hard questions: is this a want or a need; should I buy new or used; are there financing options? Make the SMART financial move or talk to a free Personal Financial Manager/Counselor if you have any questions:
Link: Army Major Purchases PDF
Facebook Post: Whether your move is months or weeks away, you can avoid last-minute costs by developing a moving budget in advance to keep your finances on track. 📦 Check out our PCS financial worksheet and reach out to a free Personal Financial Manager/Counselor to make sure your move goes as smoothly as possible:
Link: Army Fin Plan Worksheet for PCS Move
Facebook Post: Are you PCSing? Planning to bring a pet to your new location? Whether your move is CONUS or OCONUS we know costs may add up with a PCS. Check out this video to budget for miscellaneous expenses and calculate reliable estimates ahead of time to avoid surprises:
Link: 6 Army PCS Misc Expenses Before You Move Video
Facebook Post: Are you a military spouse? MilSpouse Money Mission has all the tools you need to help you prepare for big financial milestones like getting married, having a baby, or planning for deployment. Find the resources to help you understand what to expect financially through these MilLife events and start planning today:
Link: MilSpouse Money Mission Website
Facebook Post: Do you and your spousediffer when it comes to spending your money?Maybe you are a saver,but your spouse is a spender?Take a short multiple-choice quiz tolearnhowyou manage your finances. Compare the results with your spouse and set aside time to speak with a free Personal Financial Manager/Counselorto make a plan for managing your money together:
Link: My Rating as a Money Manager PDF
Facxebook Post: Divorce can be a challenging time and untangling your finances can be a complicated process. To alleviate some of the stress, use this divorce checklist to guide you through updating documents, making a new financial plan or even changing your health insurance. And know you are not alone, consider talking to a free Personal Financial Manager/Counseloror Military Family Life Consultant:
Link: Soldier Divorce Information
Facebook Post: When the best path forward in your relationship is divorce, it is especially important to update your documents as you adapt to your financial changes. This video will cover some of those important items to tackle on your checklist such as obtaining copiesof your divorce decreeandupdating your powers of attorney and will:
Link: Documents ARMY Video
Facebook Post: Areyou enrolled in the Blended Retirement System (BRS)andcontributing at least 5% to your TSP to getthe full match? When it comes to reaching your retirement goals, it’s important that you maximizeyour savingsandmakesure you’re not leaving free money on the table. Learn how automatic and matching contributions can have a big impact on your future financial stability:
Link: Vesting in the TSP Video
Facebook Post: For those automatically enrolled in the Blended Retirement System (BRS) after January 1, 2018, here are some tips for you! Ensure your retirement plan is annotated correctly on your LES, you’re receiving automatic (1%) contributions, and you are contributing enough to the TSP to meet matching contributions when you are eligible to. If you need help understanding your LES, reach out to a free Personal Financial Manager/Counselor:
Link: Army Contribution PDF
Facebook Post: Just got promoted? Did you knowapromotionalpay increase is a great opportunity to increase your retirement savingsby contributingmore to your TSP?Saving money now can mean more for your financial future. If you are not sure how matching contributions work, reach out to a free Personal Financial Manager/Counselor:
Link: Review Retirement Manage TSP Video
Facebook Post: Invest in your future. Prepare for your transition to the civilian sector with career-ready programs that allow you to enhance your skills and increase your potential for post-service career options:
Link: Promotion Career Investment Programs Video
Facebook Post: It’s never too early to help your MilKids develop good habits, like managing their allowance or learning how to make a spending plan to build a secure financial future.Check out tips and tools to help raise financially fit kids and get yourfamily learning all about personal finance together:
Link: Tips & Tools to Raise Financially Fit Kids Info
Facebook Post: Becoming a parent is an exciting life-changing event that involves a lot of financial preparation. Minimize the financial bumps by budgeting for a new child, enrolling in financial assistance programs, and reevaluating your housing and transportation needs. Here are four money moves you can make to prepare for your little bundle of joy. For more assistance, reach out to a free Personal Financial Manager/Counselor:
Link: New Child Financial Tips Video
Facebook Post: Did you know eligible Soldiers covered underBlended Retirement System(BRS)canreceivea one-time, mid-career financial incentive called Continuation Payin exchange for an additional service obligation? Wondering if you are eligible and how best to spend it? Talk to a free Personal Financial Manager/Counselorand find out how this retention bonus can help your financial situation:
Link: Army Continuation Pay PDF
Facebook Post: Are you eligible for Continuation Pay and ready to get that extra income? Check out the different resources to calculate your earned bonus, mark the calendar for application deadlines and access the request form directly here:
Link: Continuation Pay Info
Facebook Post: It’s easy to feel overwhelmed if you or a family member are experiencing a disabling sickness or condition, especially if itmeansyou havenew housing or transportation needs. Learn howto affordtheseupgrades:
Link: Housing and Transportation Needs Video
Facebook Post: Did you know Soldiers who have serious wounds, illnesses or injuries are eligible to receive the support of a Recovery Care Coordinator? Soldiers may self-refer or be referred by medical or administrative personnel, program staff or a family member:
Link: Army Recovery Care Program Website
Facebook Post: The HEART Act offers opportunities for survivors to protect and grow benefits in tax-advantaged accounts. Reach out to the Army’s Survivor Outreach Services for assistance:
Link: Army HEART Act PDF
Facebook Post: Survivor Outreach Services (SOS) provides long-term support to Surviving Family Members of Active Duty, Army National Guard, U.S. Army Reserve Soldiers. SOS offices are located throughout the country and overseas. Find your closest SOS Coordinator today:
Link: How to find my SOS Coordinator Website
Facebook Post: Have you heard about the new digital platform for families enrolled in the Exceptional Family Member Program? U.S. Army Enterprise EFMP makes enrollment, assignment coordination and family support access easier and synchronizes all aspects of care for families with special needs online. Get started today:
Link: Enterprise EFMP Website
What is it? The Army’s Financial Readiness program is a military life-cycle-based financial education and counseling program to bolster a Soldiers’ financial fitness throughout their career.
WASHINGTON — With inflation affecting everything from gas prices to groceries to rent, some Soldiers and their families are finding it harder to get by on the budgets they’ve set and used before.